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City of Khorog, GBAO, Tajikistan

Photo Gallery of GBAO  >>

OVERVIEW
of
Dhanani Family Charity (DFC) 
 The purpose of the website:

This website address is https:// pamirscharity.org  

The website has been set up, only to make the activities of the Dhananis’ NGO fully transparent, to the Governments of Tajikistan and USA.  

Charity Views as per Aga Khan IV

Background of  Dhanani Family Charity (DFC):

DFC primarily consists of 3 self-funded Charity Programmes on behalf of   the Benefactors Mother Sherbanu Dhanani, Father Hasham Dhanani, Sister Naseem Dhanani, Maternal Grand Parents Ali and Rahemat Adam, Daughter-in-Law Shahida Dhanani and Son Shiraz Dhanani.  

Photos of the Benefactors  >>

Programmes:

1) An NGO  registered in Tajikistan with the name Ob Salamat Va Shukufoi (Water, Health and Prosperity). The NGO is fully funded by the Benefactors  and has a 40-year Programme for funding community projects in small villages in GBAO, Khation Region and Dushanbe Subordinate Area in Tajikistan.

This NGO was set up with the intention to operate perpetually, but it was later realised that to continue  to find reliable successive Directors would be unpredictable.

2) A Perpetual Endowment (managed by the Aga Khan Foundation, Geneva) for  the Aga Khan Medical Centre in Salemieh, Syria (AKMC-S), and also  annual  direct donation of US$10,000 to AKMC-S 

3) A Perpetual Programme of monthly grocery assistance in the Tunisian village of Douz (bordring the Sahara Desert) to very poor single mothers.   

 

Prior to to the undertaking of the above-mentioned  3 Perpetual Programmes, DFC  funded (between 2014-2016)  one-on-one charity projects  that helped multiple individual families in Bosnia , Tunisia, and Sri Lanka.

Below are the associated links for details:

Photos of women helped in Bosnia with the types of donated assets, based on their skills. Funded US$90,000 >>

Photos of women helped in Douz with types of donated assets. Funded US$10,000>> 

 Photos of a tuk tuk donated to Upul to service tourists. Funded US$5,000 >>

Programme 1: This is a 40-year Programme for funding community projects in small villages in GBAO and Dushanbe Area in Tajikistan. 
After 40 Years, when the current Director retires , the NGO’s term deposited funds of TJS 6 million+ (equivalant to US$1 million) will be transferred to AKF-Taj (Aga Khan Foundation in Dushanbe , Tajikistan). 

AKF-TAJ in turn will  continuously reinvest the funds received from the NGO in 5-year term deposits  and donate net annual interest income to Aga Khan Medical Centre in Khorog to provide financial support to their poor patients who cannot otherwise afford the needed treatments.

a) This Programme was started in 2017 and is managed through  the Non-Profit NGO  which is fully-funded by the Benefactors.

This NGO is registered in Tajikistan under the name “Ob Salamat va Shukufoi” (OSVS), which means “Water, Health Prosperity”.

In 2017 the NGO’s name was “Umed ba Behbudi’ (UBB) (meaning ‘Hope for Prosperity’ ). But  in 2023, the Ministry of Justice, after auditing the NGO’s operation and its completed community projects in small villages, decided to give the NGO a new name “Ob Salamat va Fukushoi” (OSVS), meaning Water Health and Prosperity, and it also expanded its Charter . 

Between 2017 and 2022, we could only operate within the the very eastern province of GBAO. But beginning in 2023, we have now been authorized to operate anywhere in Tajikistan.

 OSVS is also now a member of the World Association of Non-Government Organizations (WANGO).

 

b) The Objectives of the NGO:

The objectives of the NGO have been to help small  villages in the Pamirs mountains and those in Dushanbe area with the type of projects that those villages have needed based on their own ranked priorities.

S0, the NGO Director  have been visiting small villages  to confer with respective village chiefs to find out what would be the best help we can give them. This consultation process is continuous and so far the villages have submitted more than 150 projects and counting.

c) The types of projects the NGO has been undertaking:

Our NGO mostly funds pipelines in villages to provide villages acces to clean drinking potable water from mountain springs. Prior to our projects, these villages had no acces to clean drinking water and had to depend on boiling dirty/impure river water)

Also, we fund projects in villages which need repairs of irrigation channels and or installation of new irrigation systems to help them farm more areas and increase their food security.

 These projects are described in section h .

  

e) How the NGO OSVS is self-funded :

OSV operates using only the interest income from the  (TD) inital Grant of US$1,038,000 that the Benefactors have invested in successive 5-year term deposits at the Investment Capital Bank (which until 2024 was called First Micro Finance Bank) in Dushanbe.  

The annual interest-based budget has been averaging about US$80,000 (net of taxes) in  equivalent Tajik Somonis. The interest rate on 5-year TD has been fluctuating around 10% +.           

 The Grant amount to OSVS increases annually because of the interest income from the TD. So, taking also interest income  into consideration, DFC has cumulatively Granted to date, equivalent of US 1,697,889

OSVS will be stay in operation until around 2065 .  So, taking into consideration also the additonal future interest income, the  cumulative Grant is projected to add up to  close to  US$4.5 million until the NGO  closes.                                      

After the current Director Retires:

When the current Director retires, the term deposited capital of the NGO which is equivalent to US$1 million will be handed over to the Aga Khan Foundation to set up a  Perpetual Endowment (PE)  also for Aga Khan Medical Center  in Khorog. This PE will have a corpus in natinal currency equivalent to US$1 millon.

The purpose of the  PE will be the same as the purpose of the ongoing Benefactors’ PE to AKMC in Salahmieh, Syria. The endowment will provide need based financial support to patients unable to afford the cost of medical treatment, and to make purchases of equipment that would enhance patient care, priority will be given to patients from villages.

The monthly status of  OSVS Funds >> 

  f) How OSVS is Managed:

The NGO is managed by the full-time salaried Executive Director Mavlonazar Mavlonarov  and he is assisted by the Board of Directors, a certified accountant on retainer and  a certified lawyer on as-needed basis. 

Hierarchy >>

g) The Offices of OSVS:

It maintains, from 2023, a small official office in Dushanbe as required by the Government, but the projects have been managed since the start in 2017 from its office  in Khorog, where the Director resides.

The office in Khorog had to be given up in 2023 after the building  was nationalized, and now the Director operates it from home since  suitable office locations as of now are unavailable in Khorog.

 Khorog Office, which continued up to June 30, 2023 Photos >>

Dushanbe Office, as of February, 2023  Photos >> 

h) The Projects completed to date: 57

1) Installed pipelines and dug water wells in the Regions listed  below, to provide access to safe drinking water :   

   27 Projects in GBAO Region >> Photos  

   1 Project/s in Khation Region  >> Photos

   1 Projects in Dushanbe Subordinated  >>  Photos

2) Installed new Irrigation Systems or Repaired existing irrigation systems to enable them to farm aditional arable lands, or  to  improve the productivity of their existing farms.  

6 Projects in GBAO Region >> Photos

0 Project/s in Khation Region >> Photos

0 Projects/s in Dushanbe Subordinated >> Photos

3) Cultivated Vegetable Farms and Orchards for food and income in small villages displaced by natural disasters and also Improve the living conditions of the resident families . Completed 6 projects    Photos >> 

4) Built Barns and Foot- Bridges- Barns to protect village livestock from predatory animals (mountain leopards and foxes), and Footbridges to herd the livestock across rivers/streams for more pastures.      Completed 1 project.         Photos >> 

5) Started /Upgraded businesses in villages to create jobs and increase village incomes -Milk Dairy, Bee Farming, Chicken Farming, Produce fruit juices, shops for Metal Working, Carpentry, Welding, Wool-Processing, etc. Completed 9 projects.           Photos >> 

6) Alleviated Basic Needs  at  Roshan Boarding School of 300+ orphan students.  Completed 4 projects          Photos >>  

7) Made one-time donation of equivalent US$10,000* to Aga Khan Medical Centre in Khorog (AKMC-K)  for subsidizing need based financial support to patients who were unable to afford the cost of treatments, and to prioritize poor villagers from the Mountains.

Photo of Aga Khan Medical Centre in Khorog >>                                     

 8)  Helped 3 families as exceptions:

  a) Donated minor equipment to 2 families to earn income, working from home. Completed 2 projects     Photos>>  

  b) On behalf of a 9 y.o. girl from Khorog  We researched for a complicated hip-surgery and located a great specialist at the Artemis Hospital near New Delhi, 2) Funded the shortfall of US$ 4,400 in the funds that had been raised since 2 years ago towards covering the medical expenses and a 2-month stay locally for  recovery.  Completed 1 project,  Videos >>  

Projects under construction :  3 >> Photos

Projects under planning in the current year  2026: 4 >> Photos

Projects planned for the following Year : 1  >>   Photos 

Inventory of Projects  which the Chiefs of  Villages in Tajikistan have requested OSVS to fund >>  to date 157+

 

 

2) A perpetual Endowment for patients at Aga Khan Medical Centre in Salamieh, Syria:

a) Purpose: To provide need based financial support to patients unable, to afford the cost of medical treatment, and to make purchases of equipment that would enhance patient care, priority will be given to patients from villages.

 

b) How it is funded and managed.

At the present the  corpus of Perpetual Endowment (PE) amount funded is US$1.1 million. But the  Benefactors’ target amount for this PE is  US$2-2.5million  

To maximiize the income tax credit. the Benefactors will  increase the PE amount at the rate of  approximately  US$150,000 each year

This PE is managed directly by the Aga Khan Foundation in Geneva  to generate annual interest income to support the Purposes of AKHS-Geneva as expressed in the  Letter of Intent given by AKHS-Geneva.   

In addition to the gradual funding of the PE, the Benefactors  have also started to donate annually (through AKF USA) US$10,000  to  AKMC in Salehmia. Cumulative Donations made to date is US$20,000

The AKMC sends annual reports to the Benefactors indicating how the donated funds are being used. 

Photos of  Aga Khan Medical Centre in Salamieh, Syria. including the Donation Plaque  >>

The First (example) Report  received in 2025 from the AKMC  >> 

3) A Perpetual Programme of monthly grocery assistance to very poor single mothers in Douz, Tunisia

Map of Tunisia >>

This charity Programme has been set up  for perpetual operation and was started in 2021  to provide monthly grocery assistance to a number of local poor single mothers residing in the small town of Douz bordering the Sahara Desert. 

 

This monthly grocery assistance is funded with the  annual income from 3 palm groves (total 218 trees) and 70 ewes (to breed for lambs to sell) which the Benefactors bought and donated. 

Additionally, to manage the Progamme, the Benefactors also donated  1) A pre-owned SUV to use for delievering groceries, and 2) A motorcycle for transportation to these  palm groves. 

This charity programme is curently managed by Mohamed Aoun and in the future, his descendants will manage it. S0, t this Programme hopefully will continue indefinitely.

The SUV will also enable Mohamed to  conduct  his own tours of the Sahara Desert in winter months.

Cost US$138,000

Photos of a few of the women that have been benefitting  from grocery charity >> 

Photos of the palm groves and ewes: >>